We would like you to be well informed about the financial consequences of your admission to Bendigo Day Surgery, and are aware of any out-of-pocket expenses (or gaps).

Will my Private Health Insurance cover me at Bendigo Day Surgery?

Bendigo Day Surgery has contracts with all Private Health Insurance Funds, the Department of Veterans Affairs, TAC and Worksafe Victoria.

Please contact your Health Insurance Fund to ensure that your chosen policy has adequate Private Health insurance cover for your treatment. They will need information from your doctors rooms about the procedure (including an “Item number” for your proposed procedure). If unsure, the Reception staff at Bendigo Day Surgery are also there to help, and can do a cover check before your procedure and for advice about what to ask your health fund.

Questions to ask your Private Health Insurer:

  • “Is my chosen level of Private Hospital cover adequate for my admission?”
  • “Will there be any “excess” to pay on my chosen policy?”
  • “Have I served all qualifying periods? Am I up to date with all my insurance premium payments?”
  • “Are there any disposable or prosthetic items that my Specialist may use that my Private Health Insurance policy does not cover?”

Department of Veterans Affairs (DVA) Patients

DVA Gold Card holders are covered for ALL fees from Bendigo Day Surgery, however some doctors may not accept the Gold Card as full payment. Please contact your Specialist and Anaesthetist to ensure that their fees are covered.

If you have a DVA White Card, we will need to contact DVA to confirm with them that you are covered prior to your procedure.

I don’t have Private Health Insurance. Can I still have surgery at Bendigo Day Surgery?

You can ask your treating Specialist for an estimate of the costs to have your procedure at Bendigo Day Surgery as a “self-funded” (pay your own way) patient.

You will be responsible for all costs:
– Your treating Specialist and Anaesthetist fees, some of which you get back from Medicare
– Bendigo Day Surgery costs, which are not reimbursed by Medicare
– prosthesis and consumable costs, depending on the type of surgery
– Additional fees for Pathology services and other tests.

These costs can all be included in a quote for your procedure.

If your Doctor can’t provide an estimate, please ask your Doctor for an item number for your procedure. You can call Bendigo Day Surgery Reception on (03) 5444 3533 and give us the item number. We can usually send you an estimate of fees and charges for your Bendigo Day Surgery admission – this does not include fees for your treating Specialist or Anaesthetist.

If you are self-funding, you must provide full payment at least 5 business days prior to your admission or your procedure may be cancelled.

Please remember an estimate of costs may not be the final cost. There may be variations from the proposed treatment or unforeseen complications, and the cost may vary. Please ask your treating Doctor if you have any questions.

Bendigo Day Surgery has EFTPOS facilities and accepts Visa and MasterCard. We do not accept American Express cards.

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